Bonds is a fixed income mechanism in the form of a loan made by an investor to a borrower. A bond has a specific due date to be paid back to the lender with fixed interest payments and percentage. Bonds can be taken by individuals, certified and accredited investors, business angels, companies and governments with the aim to invest funds in new projects and initiatives. Certified or accredited investors or business angels take bonds with the aim to make investments into new projects and receive a guaranteed income.